Schwab Electronic Services Agreement

You agree to be bound by any confirmation, consent or consent that you transmit via Schwab services to which you accessed via a computer or other electronic devices, including Internet, telephone and wireless devices, including, but not only to a consent you give to receive messages from us only electronically. You agree that if you click on a “I agree,” “I agree” or another “button” or a similarly worded input field with the mouse, the touch of a button or any other device, your consent or consent is legally binding and enforceable and the legal equivalent of your handwritten signature. You agree to accept any communication from us regarding the use of Schwab services to the addresses you indicate during registration. Please immediately update any changes to your registration information using the “Update User Information” link associated with each Schwab service. Schwab has the right to rely on the U.S. email address and email address you last provided to us. You agree to waive any claims resulting from the non-receiving of messages due to changes to your email address or U.S. email address. From time to time, we would like to send you information about Schwab`s products and services. If you sign up for a Schwab service, you allow Schwab to communicate with you by email. You may choose not to receive such information from us in the future by following the instructions contained in an email we will send you.

The electronic services you access by computer allow you to send electronic communications, including e-mails. B, directly to Schwab and interact in the corresponding areas of electronic services. You agree to the following terms regarding your use of electronic communications through electronic services: Charles Schwab – Co., Inc., Charles Schwab Bank, optionsXpress, Inc., Compliance11, Inc. and Schwab Performance Technologies are separate but related companies and subsidiaries of Charles Schwab Corporation. Brokerage products are offered by Charles Schwab – Co., Inc. (SIPC member) (“Schwab”) and optionsXpress, Inc. (SIPC member) (“optionsXpress”). Schwab Advisor Services™ is an independent investment advisor and includes Schwab`s deposit, trade and assistance services. Deposit and credit products and services are offered by Charles Schwab Bank, a member of the FDIC and equal housing lender (“Schwab Bank”). Charles Schwab – Co., Inc.

acquires, offers, approves, negotiates or originates from mortgage credit products and is neither a licensed mortgage broker nor a licensed mortgage lender. Windhaven Investment Management, Inc. (“Windhaven”) and Thomas Partners, Inc. are registered investment advisors and subsidiaries of Charles Schwab – Co., Inc. Charles Schwab Investment Management, Inc. (CSIM) is a subsidiary of Charles Schwab -Co., Inc. 2019: Schwab ETF OneSource™ double its offer to 500 ETFs and add iShares ETFs to its already robust menu. Schwab moves to a new subscription pricing model for Schwab Intelligent Advisory™ and appoints Intelligent™ portfolio service. Charles Schwab celebrates his first year of success as the main sponsor of the Charles Schwab Challenge 2019, one of the largest and longest PGA TOUR events in the country, which serve as a showcase for the game`s best players.